Borrowers also can connect with a lending specialist online.īank of America offers lower-than-average mortgage rates and the convenience of applying in-person or online. This provides customers with online applications, electronic signatures for documents and online rate locks. There are more than 5,000 branch locations in the U.S., in addition to its online mortgage options, which includes the Bank of America Digital Mortgage Experience.
EQUAL HOME LENDER FULL
For jumbo loans, the minimum credit score is 700.īank of America is a big bank lender that offers mortgage and refinance loan products, along with full banking services. In some cases, closing can be as short as 30 days.īorrowers must have a minimum credit score of 620. The average closing time is 45 days, which is about the industry average. Preapproval takes between 20 to 30 minutes. Customer support by phone is available Monday through Thursday from 8 a.m. PNC has branches for borrowers more comfortable with a brick-and-mortar experience in the following states: Alabama, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Missouri, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia and Wisconsin.īorrowers can apply online or in person at a bank location. PNC also offers a full digital pre-approval application, where borrowers may apply online and receive approval in a matter of minutes. It also connects unique budgets, real-time rates and loan products with a real estate listings search to help prospective home buyers better understand how much house they can afford. Home Insight combines a home affordability analysis, a monthly payment estimator that accounts for insurance and taxes and the ability to search for available home listings. In addition, the customer can invite real estate agents into the process to monitor progress. It also allows customers who have applied for a loan to follow along with the approval process and upload supporting documents. PNC also offers an innovative online experience called Home Insight, which provides a deep dive into the homebuying process, enabling customers to determine the mortgage payment they can afford and start shopping for homes with real-time rate quotes and loan products. Because a right has been exercised under the Consumer Credit Protection Act.PNC Bank operates in all 50 states and provides a wide range of mortgage products, including specialty loans for low- and moderate-income borrowers.Because income is from public assistance or.On the basis of race, color, national origin, religion, sex, marital status, or age.UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION: IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:Īssistant Secretary for Fair Housing and Equal Opportunity Department of Housing and Urban Development Washington, DC 20410 For processing under the Federal Fair Housing ActĪND TO Office of the Comptroller of the Currency Customer Assistance Unit 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050 UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:ĭeny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling orĭiscriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
We do Business in Accordance with Federal Fair Lending Laws
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